First-time homebuyers should always prepare for a pre-qualification just as they would for securing a mortgage, Even though they're not often not required to bring paperwork, "the more precise they can be, the more precise the lender can be to them about what size mortgage they can afford." Here's what you'll need: Last month's pay stub or other pr

The earliest Greek known to have made a map of the world was Anaximander. In 6th century BC, he drew a map of the then known world, assuming that the earth was cylindrical. The first Greek to draw a world map using the assumption of a spherical earth was Eratosthenes.

This will depend on the deals you qualify for and arrange, and on the way you handle the debt. In the most general terms, loan rates tend to be lower than the rates on credit cards, but with deals such as 0% credit cards you may find a more efficient way of handling your debt.